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Sagora is committed to financial education for everyone. Financial analyses, market decoding and strategic advice: content written specifically by our experts to help you make better decisions, without unnecessary jargon. Learning finance has never been so simple!
At the same cost, AI transforms your financial analysis. The skill of judging it makes the difference.
The rare skill is no longer producing the analysis: it is knowing how far to trust it. AI only adds value when a human judges it. On the same budget, it then frees up time for what matters most: acting on the levers that create value. Getting trained and well advised is no longer an extra; it is what separates those who endure AI from those who extract real value from it.
Ziegler bankruptcy: three signals every leader must read
Behind Ziegler's bankruptcy, its 2024 accounts already revealed three signs of strain. A concrete framework for any leader who wants to see it coming: the structure of the balance sheet and the net cash position, EBITDA and the map of cash flows.
Don't panic: why patience is your best ally in turbulent times
In 2020, the S&P 500 fell by almost 35% before rebounding just as fast. In turbulent times, the temptation to sell is costly: the real risk is not the decline, it is missing the few days that make performance.
The stock market crash of 5 August 2024: a cold autopsy
A spectacular market crash, fuelled by disappointing economic indicators, geopolitical tensions and worrying signals around players such as Apple Inc. and Warren Buffett, shook the whole of the global economy.
Does a monkey invest better than you (or than Aunt Agatha)?
According to Burton Malkiel, even experts cannot beat the market consistently, because performance is largely unpredictable and comparable to chance.
Taming risk: a winning bet over the long term
Stock markets, comparable to waves according to Joseph Goldstein, are volatile by nature, forcing investors to learn to manage their fluctuations rather than simply endure them.
A formidable animal, yet too rarely feared: the Black Swan
“Black swans”, popularised by Nassim Nicholas Taleb, are unpredictable events with major consequences, at once fascinating and feared by investors.
The man at the top of the Ponzi pyramid
The Bernard Madoff affair shows that, despite the rules, even financial systems can be manipulated by frauds such as the Ponzi pyramid.
Portfolio management and market volatility
Investment results fluctuate: they make you neither a genius nor an incompetent.
(Re)thinking banking regulation
An article written a few years ago by Mr Mathias Schmit on the banking crisis; unfortunately nothing has changed.
Don't be a victim of this adage any longer!
“If you cannot convince them, then confuse them!”, this famous quote from Harry S. Truman perfectly sums up a common challenge in the business world.
How to optimise a company's costs?
Improving financial health through cost control: an essential lever for any decision-maker.
Understanding a company's performance
The key indicators for assessing financial performance and avoiding common pitfalls.
Understanding the time value of money
A euro today is worth more than a euro tomorrow. This principle influences every financial decision.
Customs tariffs: what economic theory says
Is a trade deficit necessarily a bad sign? What impact for companies?
Eight reasons to train in financial management
Why managers and entrepreneurs should invest in their financial skills.
Why a positive net profit is not always a good sign
The art of reading between the numbers. The most common pitfalls in interpreting results.
Investing for your children's future: savings or funds?
Comparative analysis to make the right wealth decision.
Government bonds: an informed investment?
A look back at the success of the 2023 government bonds and the lessons to be drawn from it.