Mathias Schmit
Professor of finance at Solvay Brussels School, founder of Sagora
Mathias Schmit is the founder of Sagora, which he has led since its foundation in 2006. Holder of a PhD in management science, he has been a professor of finance at the Solvay Brussels School of Economics and Management (ULB) since 2003, where he is Academic Director of the Finance for Non-Financials programme at Solvay Lifelong Learning. He has also headed Solvay’s Centre for Financial Studies and contributed to policy analysis projects with the European Commission and the Belgian financial services authority. A research fellow at the Centre Emile Bernheim, he has authored reference work on credit risk in the leasing industry, microfinance and banking regulation, published notably in the Journal of Banking & Finance and in the SUERF Studies. His research on credit risk in microcredit and on European public financial institutions is cited internationally. As much a practitioner as an academic, he serves as an independent director on boards and committees. At Sagora, he teaches the "Financial diagnosis and planning" module of the Finance for managers programme and oversees the entire teaching method: starting from participants’ real financial statements to anchor every concept in their management practice.
Articles by Mathias Schmit
Editorial content published on the Sagora blog.
At the same cost, AI transforms your financial analysis. The skill of judging it makes the difference.
The rare skill is no longer producing the analysis: it is knowing how far to trust it. AI only adds value when a human judges it. On the same budget, it then frees up time for what matters most: acting on the levers that create value. Getting trained and well advised is no longer an extra; it is what separates those who endure AI from those who extract real value from it.
Ziegler bankruptcy: three signals every leader must read
Behind Ziegler's bankruptcy, its 2024 accounts already revealed three signs of strain. A concrete framework for any leader who wants to see it coming: the structure of the balance sheet and the net cash position, EBITDA and the map of cash flows.
How to optimise a company's costs?
Improving financial health through cost control: an essential lever for any decision-maker.
Understanding a company's performance
The key indicators for assessing financial performance and avoiding common pitfalls.
Understanding the time value of money
A euro today is worth more than a euro tomorrow. This principle influences every financial decision.
Publications and media
Referenced contributions and appearances outside the Sagora blog.
Discover the training led by Mathias
Finance for managers, portfolio management, risk governance, tailor-made training for companies.